Insurance Need Or No Need

Regardless to say, with the environment getting dirtier and dirtier, many of us has declined to take further action to prevent themselves and their family from getting effects from this scenario.

Case Study 1 :

Best friend of mine, working adult with a family to take care off. Salary of him roughly around 3k per month. His monthly household income is about 5k monthly. 3kids to raise up.His company doesn`t provide he and his family with the medical benefits. Sad but true. He does plan everything to do with his life so perfectly, but one thing that he does not take serious, about getting insurance policies. (click here if you wanted to know detail).

We As a friend always tell him to get any insurance cover for hi to cover any of his family member but he said like, ohh..insurance is bullshit.. We said “at least you take any home insurance seems your house is under mortgaged. He doesn`t care of getting any insurance at all!! Sadly but true,he passed away last week and her wife came to me and cried out all nite long because of the debt that he left for her wife to settle. He being lucky of getting rid his debt to his wife..

If you analise, this is the example how good insurance is. Take it as as simple like this, take the basic coverage of the insurance such as home insurance of life insurance. Make sure that the insurance can cover all the debt that you live in before.

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Employers are on the hunt - researching benefit tools that are low-cost, easily administered and satisfy their employees’ needs. One such tool is pre-paid group insurance. We examine the benefits of having such a work-benefit option from an employer’s perspective.

The first benefit employers expect from legal insurance plans is increased productivity and efficiency. Today’s employees are interested in a variety of benefits to balance their work with their life requirements. Given that most American household had an issue with law last year that might have led them to hire a lawyer, it’s only normal that a legal benefit would increase
employees’ morale and efficiency.

Having legal benefit as part of a work-benefit package can help the company recruit and retain the best employees. In this age of work-benefit hysteria, many prospective employment candidates base their career choices on the set of benefit package provided by employers.

Cost containment is another benefit. With less time and resources to be used for personal matters, the company expects to make significant savings on administrative costs.